I'd like to pass on what I think is a WONDERFUL resource for all homeowners, as well as prospective homeowners! It's a FREE new consumer guide. I was pleasantly surprised to see a lot of GREAT information, a lot of questions answered, and some really good advice.
Mortgage Fraud and Foreclosure is a new manual that has just been published by Idaho's Attorney General Lawrence Wasden. In a press release today, Wasden said, "Idaho has certainly not been immune from the nationwide mortgage problems, and we have seen far too many foreclosures in our state. We have also seen a number of deceptive mortgage rescue scams that offer false hope in order to cheat Idahoans out of their homes. We've written this booklet to help Idahoans avoid these scams, take appropriate steps to avoid foreclosure and stay in their homes."
The 34 page manual is available for reading online, or downloading and printing, at the Attorney General's website. If you have any questions or want additional information on any real estate issue, please don't hesitate to give me a call. If you are in a tough spot, don't be paralized by fear, there may be something we can do.
Janna Rankin Scharf, GRI, CSP, CLHMS, provides a superior level of real estate services to home buyers and sellers in Coeur d'Alene and Kootenai County, Idaho. Visit www.JannaScharf.com to search for homes in the Coeur d'Alene MLS for anywhere in Northern Idaho.
Janna Rankin Scharf, Coldwell Banker Schneidmiller Realty, 208.651.9700 NorthIdahoJanna@gmail.com
Janna Rankin Scharf provides a superior level of real estate services to home buyers and sellers in Coeur d'Alene and Kootenai County, Idaho. Visit www.JannaScharf.com to search for homes in the Coeur d'Alene MLS for anywhere in spectacular North Idaho.
No matter how grand or modest your real estate dreams may be, you can turn to me in confidence. Give me a call today and let me know what I can do to be of service to you!
Janna Rankin Scharf AB, GRI, CSP, CNS, CLHMS 208.651.9700

Janna, this is good of you to post. There is so much misinformation out in the media about what consumers can do for help that the best recommendation is that they call YOU - someone they trust.
As an example of how the sharks are circling - I am on numerous mortgage chat rooms and blogs and the number of supposedly "professional" loan officers that are jumping ship and becoming "loan modification specialists" is astounding. These are the same loan officers that jumped into the business to do subprime loans and now have nothign else to do.
Thanks Michael. That's a perfect visual - The Sharks are Circling! I will be on the look out for Loan Modification specialists.
Morning Janna,
I hope many read your post and pass on the information as general information but more importantly to those in need. It continues to pain me that folks were and continue to be taken advantage of.
Your State leaders should be commended for their efforts.
Janna,
This is the kind of post that you say "I wish I would have written it first" - honestly, GREAT information! I will be featuring this on our group page as well as flagging it in hopes that it will get featured on AR.
Thanks for the info!
Maryellen
Now featured on the "Spokane, Eastern Washington & North Idaho Real Estate Network" Group!
Janna,
That's a fantastic resource. More of us ought to be blogging about helpful sites. Now I have to go back and read that blog just below this one that talks about living on $60. LOL
Mike in Tucson
Janna, what a wonderful resource!! I think it is great that your attorney general is taking a proactive attitude and doing something to get information in to the hands of the consumer.