Mortgage Interest Rates as of December 2, 2008
Owner Occupied Conventional JUMBO
30 yr Fixed 5.250% 6.800%
Wells Fargo: 5.375% Wells Fargo: 8.250%
15 yr fixed 5.000% 6.400%
Wells Fargo: 5.250% Wells Fargo: 7.625%
7/1 ARM 6.125% 6.100%
5/1 ARM 5.500% 5.950%
Wells Fargo: 5.500% 6.00%
All interest rates include a 1% origination fee
Annual Percentage Rate will vary depending on loan amount and fees paid. APR calculation available upon request.
Equal Housing Lender. Interest Rates subject to change with market conditions without notice. Rates shown assume full loan approval with good credit and fully documented income and assets. Variations may be acceptable but may cause adjustments in rates and/or terms. Approval is subject to satisfactory appraisal and title review and no change in financial condition. If your rate is not locked or rate protection expires, any rate increase may lower your approved loam amount. Some products may not be available in all states. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation. This is not an offer to extend credit.
Janna Rankin Scharf provides a superior level of real estate services to home buyers and sellers in Coeur d'Alene and Kootenai County, Idaho. Visit www.JannaScharf.com to search for homes in the Coeur d'Alene MLS for anywhere in spectacular North Idaho.
No matter how grand or modest your real estate dreams may be, you can turn to me in confidence. Give me a call today and let me know what I can do to be of service to you!
Janna Rankin Scharf AB, GRI, CSP, CNS, CLHMS 208.651.9700
Rates are definitely good, and only getting better. With the surplus of inventory on the market, it's an excellent time to invest in a new home in the state of Idaho!